Expat Mortgages Netherlands
Mortgage advice for expats
Want to buy a house in the Netherlands? Great idea, especially now interest rates have never been so low! But how do you tackle the jungle that is buying a house in a foreign country? Our mortgage advisers at Academica have years of insider knowledge of the Dutch housing market and can help you find the best expat mortgage that suits your personal needs.
Why choose Academica?
Years of experience
Founded in 1981 and now one the largest independent financial centers in the Netherlands. Our advisors have years of experience and insider tips to help you find and buy your dream house in the Netherlands.
First consultation for free!
Want to know how much you can borough? Or if there are any special circumstances for expats? Ask our advisors! Your first appointment is always free of charge and if you contact us now, we can often schedule a meeting the same day!
We’ll come meet you
For your consultation, we’ll come meet you. At home, work or even at your hotel if that’s more convenient! We also do appointments in the evening, so just let us know what works for you and we’ll be there. Wherever and whenever you want.
"I moved to Amsterdam and contacted Academica to help me find the best mortgage at the best rates. The financial advisor was very knowledgeable and clarified all the questions that I had regarding the mortgage and buying a property in the Netherlands. Thank you!"
Nithin
What we do for you
We give independent mortgage advice in English
Whether you’re an expat or not, we understand that if Dutch isn’t your first language, you prefer to talk to someone who can explain all the important things in English. As an independent party, we only have one goal: get you the best expat mortgage deal possible. We compare the interest rates and conditions of all Dutch banks, insurers and other mortgage providers, to find the mortgage that fits you best. Interested what rates we can offer? Plan your free appointment with one of our expert advisors now!
We help you buy a house in the Netherlands
Buying a house in the Netherlands can be a challenge when you don’t speak Dutch. Avoid any misunderstandings and let us help you seal the deal! Our advisors can help you navigate the confusing Dutch rules and regulations, tackle any language issues that might occur and guide you through your purchase smoothly. We can do the negotiations, pre-taxation and other formalities, such as checking the notary’s deeds. This saves you money and lots of hassle!
We take care of your insurances
Bought your dream house? Next step is to protect it against unforeseen circumstances by making sure you get the right insurances. At Academica we can help you get all the compulsory and recommended insurances at low rates, some even come included in our expat mortgage deal!
Welcome expats! We are here to help you
“A mortgage is probably the largest loan you will ever have, so good guidance and advice from someone who stands up for your best interests is essential. I would love to provide you with all the tips I have and guide you through the entire process, from start to finish. Hope we meet soon!”
Henk Gerritsen – Financial Advisor
“I have been a mortgage advisor since 2004 and I have helped many secure the house of their dreams. We’ll first look through your finance options and compare all rates to find the expat mortgage provider that suits your needs perfectly. We offer guidance that makes it easier to deal with Dutch brokers and help you get your future home. Let’s do this!”
Guus van Buijtenen – Financial advisor
Plan your free appointment!
We welcome you in the Netherlands! Let us help you. Call us on 078 648 14 80 or fill in the form below and we will contact you as soon as possible! We will need your first name, surname, phone number and email address, plus you can add a remark if you wish.
Tools for expats
Mortgage calculator Netherlands
Want to find out what your maximum mortgage is in the Netherlands? With our mortgage calculator (in Dutch) you can enter your details to see how much your total mortgage is and what your monthly costs would be. We do prefer to always meet in person so we can take your current financial situation and plans for the future into consideration. This way we can offer you a customized mortgage, tailor-made to suit your needs.
Download Employer's Statement [pdf]
An employer's statement (werkgeversverklaring) is a mandatory document that is filled in by your employer, unless you have your own business or are retired. The document is used to provide insight into how your income is built up and what type of contract you have. When submitting the documents to the mortgage provider, the employer's statement may not be older than three months. So keep this in mind when filling in. Download Employer's Statement (werkgeversverklaring Engels).